Bookkeeping · Sebastian, FL

Bookkeeping Services in Sebastian, Florida

Many Sebastian businesses depend on the lagoon, the inlet and visitors, so cash flow rises and falls with the seasons. Brian Jorgensen reconciles your books every month, so you can see what the slow months really cost and your tax return starts from clean numbers.

Sebastian at a Glance

County
Indian River County
From Vero Beach
About 15 miles north of Vero Beach
Sales tax
7% (6% state + 1% county surtax)
Local economy
Fishing, marine trades and visitors drawn to the Indian River Lagoon and Sebastian Inlet
Brian Jorgensen, owner of BDJ Financials

Brian Jorgensen, EA, handles every BDJ Financials file himself, including yours in Sebastian.

Why It Matters in Sebastian

Books that keep up with a waterfront town

Sebastian is the largest municipality in Indian River County and stretches along the Indian River Lagoon north of Vero Beach. Its working waterfront on Indian River Drive still has commercial fish houses run by longtime fishing families. Anglers come for Sebastian Inlet, history fans come for Mel Fisher’s Treasure Museum, and the city runs its own municipal airport. Shops and service businesses line US 1 and County Road 512.

Seasonal businesses earn much of their money in a few months and then wait. If the books are months behind, you can’t tell whether a slow stretch is normal or a problem. Sebastian businesses that charge sales tax also need clean records to file correctly at the 7% Indian River County rate. Monthly reconciliation keeps that simple.

Reconciled every month

Bank and credit card accounts are matched to the books each month, not once a year.

Same person at tax time

Brian closes your year and prepares the return from the same numbers.

What You Get

What bookkeeping includes

01

Monthly categorization

Every transaction coded to the right account, usually in QuickBooks Online.

02

Bank and card reconciliation

Statements matched each month so the balances in your books are real.

03

Monthly P&L and balance sheet

Two short reports that show what you earned and what you own and owe.

04

Catch-up bookkeeping

Books rebuilt from statements and receipts, however far behind they are.

How It Works

Working With Brian From Sebastian

Secure Upload

Statements, receipts and tax forms are uploaded securely. If you would rather drop them off in Vero Beach, that works too.

Phone and Email

You reach Brian by phone or email from Sebastian, Monday through Friday, 9 to 5 Eastern, all year.

One Person, Whole Picture

Brian handles your books, payroll and return himself, so nothing gets lost between vendors.

FAQs

Frequently Asked Questions

Questions Sebastian business owners ask about bookkeeping.

Do I need to meet with you in person?
No. Most clients work with Brian by phone, email and secure upload. Sebastian clients usually give Brian read-only access to their bank feeds, so there is little paper to move at all.
My books are a year behind. Is that too far gone?
No. Brian does catch-up work rebuilt from bank statements and receipts, however far back it goes. Once you are current, monthly bookkeeping keeps you there.
What sales tax rate applies to sales in Sebastian?
Sales in Sebastian are taxed at 7%: the 6% Florida rate plus Indian River County's 1% surtax. Rates can change, so confirm the current rate with the Florida Department of Revenue.
How much does bookkeeping cost?
It depends on what you need. The first call is free, and Brian quotes the work before anything starts.
What records should I protect during hurricane season?
Keep digital copies of statements, receipts and insurance papers in the cloud, not just in a desk drawer. If a storm damages your shop or boat, organized records make an insurance claim and any casualty loss much easier to document.